ATM safety

(SPM Wire) With horror stories abounding about identity theft and fraud, it sometimes seems like your personal information is never safe.

One place to always be alert about the perils of identity theft is when visiting the bank or automatic teller machine (ATM).

The experts at the California Bankers Association stress these useful safety tips for consumers who use ATMs:

* Keep your PIN number a secret. Never write it down or share it with anyone.

* Be aware of your surroundings, particularly at night. Make sure the ATM is free of sight obstructions. If you observe suspicious persons or circumstances, do not use the machine.

* Have your ATM card ready and in your hand as you approach the ATM.

* Use your body to "shield" the ATM keyboard as you enter your PIN.

* Always take your receipts or transaction records with you.

* Do not count or visually display any money you received from the ATM. Immediately put your money into your pocket or purse and count it later.

* If you are using a drive-up ATM, be sure passenger windows are rolled up and all doors are locked. If you leave your car and walk to the ATM, lock your car.